Elevate Credit Card

New to Elevate? Your first three months are on us.

New cardholders start on Privilege, our highest tier, free for the first three months. Enjoy the full set of Privilege benefits, then settle into the tier that suits you.

How your tier works

Unlimited tier changes

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Switch between tiers as often as you like in the Rakbank App. You'll only be charged based on the highest tier used during the month.

Instant upgrades

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Upgrade your tier and start enjoying your new benefits within 24 hours. Downgrades take effect from your next statement cycle.

Spend to waive the fee

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Meet your tier's monthly spend target (5,000 / 10,000 / 20,000) and we'll waive that month's monthly fee.

Three tiers packed with benefits

Benefits		Prime	Plus	Privilege

Value	Rewards per AED 1 spend	2 reward points	3 reward points	4 reward points

Lifestyle	Viya membership¹	close	Weekday pass	Unlimited access¹
	Free video streaming services per month	AED 50	AED 100	AED 200
	Zofeur² per month	2 rides	2 rides	2 rides
	50% off at VOX Cinemas	check	check	check
	Careem Plus Membership	check	check	check

Travel	Up to 3.2% value back on airline and hotel reward redemption	check	check	check
	Zero FX surcharges³	close	close	check
	6 airport transfers per year	check	check	check
	Access to 1,300+ airport lounges +1 guest⁴	check	check	check
	Fast track at the airport	check	check	check

Health and fitness	Free padel games⁵ per month	close	2 games (up to 100 per game, max 200)	4 games (up to 100 per game, max 400)

Peace of Mind	Travel insurance	check	check	check
	Dedicated RAKBANK concierge service	check	check	check
	Flight / hotel / restaurant bookings at your fingertips (MTLS)	check	check	check
Spend Criteria⁶	Spend per month to waive off monthly fee	AED 5,000	AED 10,000	AED 20,000 First 3 months free for new cardholders
Monthly Fees	Monthly fee if the spend criteria is not met	AED 49 + VAT	AED 99 + VAT	AED 199 + VAT First 3 months free for new cardholders

If your monthly spend is below AED 10,000 during the trial period, you may avail up to 5 complimentary visits per month only. In case more than 5 visits are availed with a monthly spend below AED 10,000, you will be charged a monthly fee of AED 199 + VAT.
Capped at AED 80 per ride.
Standard processing charges of 1.15% will be charged by Mastercard.
A minimum spend of USD 1 (or equivalent in foreign currency) needs to be made every 3 months for complimentary access
Capped at AED 100 per game, max AED 400.
Spend AED 200,000 or more annually and enjoy Privilege free for the next year.