Discover the World Credit Card

Enjoy 10% cashback on dining, travel, and grocery spends with the RAKBANK World Credit Card. Get started now and receive an AED 1,500 welcome bonus!

World Credit Card With 10% Cashback & AED 1,500 Bonus | RAKBANK UAE

World Credit Card

Discover the RAKBANK World Credit Card that offers unparalleled benefits including cashback, travel rewards, and exclusive lifestyle privileges.

World Credit Card With Cashback & Travel Benefits | RAKBANK UAE

Get AED 1,500 welcome bonus from the King of Cashback

World Credit Card - Are there any processing charges for redeeming cashback?

National Loans

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Youth National Loan

Flexi Fixed Deposit

World Credit Card - What if I spend in a higher cashback earning category such as supermarket, dining or travel with my E-Wallet? What cashback caps will apply?

Minimum monthly salary / income of AED 20,000 or above

Min monthly salary/income AED 20,000 or above

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Enjoy complimentary access to up to 1,200 lounges globally, complete with business facilities, refreshments, and snacks through Dragon Pass and Mastercard&reg;.
Starting 1 May 2025, Mastercard will require World Mastercard cardholders to spend a minimum of USD 1 (or local equivalent) in cross-border transactions with their card to activate complimentary lounge access and dining offers.
Each eligible transaction will unlock 3 calendar months of complimentary access from the date of the transaction.
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<td>
Card type
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Annual lounge visits &amp; dining offers
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Mastercard World&nbsp;
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8 visits per calendar year
</td>
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For uninterrupted lounge access, we recommend enrolling or re-enrolling in the Mastercard Travel Pass app before your next trip.
Validity
Effective as of 1st May2025 Valid until the end of the year and beyond

World Credit Card- BenefitCardItem - Access Over 1,200 Airport Lounges

Relax at up to 1,200 airport lounges worldwide with Mastercard® Airport Pass

World Credit Card - Is cashback available to all World Credit Card customers?

World Credit Card - How many airport transfers do I get with my World Credit Card?

Home Loans

Scan the QR code to download the app from the Apple App Store

Download the RAKBANK Mobile app!

Discover the RAKBANK App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

Standard Current Account - RakMobile

Bank on the go anytime, anywhere

World Credit Card - What happens if I exceed the cashback cap in supermarkets, dining, travel, or hotels?

Green Home Loan

Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

Branches & ATMs

World Credit Card - Exclusive Transportation Perks

Access exclusive travel perks

Segment - Personal

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Personal Loan

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Educational Loan

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Salary Advance

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Green Auto Loan

Secure Wallet

With Secure Wallet, you are covered worldwide for up to AED 10,000 in case of misuse of your card if stolen or lost. 

Check out how Secure Wallet works by clicking on the button below.

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World Credit Card - Do internet transactions qualify for cashback?

AED 50,000-above

Personal - Apply From RakMobile

Download the RAKBANK App and apply instantly

Apply through the RAKBANK App

 Monthly interest rate: 3.65%

World Credit Card - What are 'other retail spends'?

Call Deposit

Cinema Benefits

Enjoy 50% off at VOX Cinemas for select movie experiences at all times.
 
Here's how: 
<ol>
 <li>Select your preferred movie session on the VOX website or mobile app</li>
 <li>Login as a VOX member or sign up
(Please note that the offer cannot be redeemed if you check out as a guest)</li>
 <li>Select RAKBANK World Credit Card 50% off offer from the available ticket offers</li>
 <li>Verify your RAKBANK World Credit Card and apply the offer</li>
 <li>Select your seats</li>
 <li>Pay with your RAKBANK World Credit Card</li>
 </ol>
 
Enjoy the movie! 
For more information, kindly visit <a href="https://uae.voxcinemas.com/ticket-offer/rak-bank" target="_blank">https://uae.voxcinemas.com/ticket-offer/rak-bank</a> 
A maximum of 4 tickets per card per month can be availed. 
Terms and conditions apply.

Cinema benefits

Earn up to 10% cashback on travel, supermarket & dining spends worldwide

No annual fee for the first year. For subsequent years, the card is free if you spend an amount of AED 100,000 in the previous year (excluding RMT transaction)

No annual fee for the first year. For subsequent years, the card is free if you spend an amount of AED 50,000 in the previous year (excluding RMT transactions)

World Credit Card - Dividing Title - Travel

Travel benefits

World Credit Card - What if I spend in a higher cashback earning category such as supermarket, dining or travel with my E-Wallet? What percentage of cashback will apply?

Call Me Back Option - Personal/Business start 5000 - Credit Cards

Submit your details and we’ll be in touch soon

Call me back

World Credit Card - What are E-Wallets?

Complimentary global data roaming package of 1 GB once a year
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Travelling soon? Stay connected with your loved ones with Flexiroam and eliminate the hassle of buying and changing SIMs at every country or carrying Wi-Fi dongles around.
With your World Mastercard Credit Card, you can now enjoy your complimentary global data roaming package:
1 GB free roaming data per year (valid for 5 days from the start date of your choice)
<ul dir="ltr">
<li>15% discount on all subsequent Flexiroam data roaming plans (evergreen)</li>
<li>Higher seasonal discounts available</li>
</ul>
 
Simply download the Flexiroam app, click on the Mastercard banner and redeem your complimentary roaming data. It's that easy!
<a href="https://www.priceless.com/travel/product/182534/global-data-roaming-by-flexiroam/0/4007/options/cardType/3/" target="_blank" rel="noopener" aria-label="Click here to know more" data-uw-rm-ext-link="" data-uw-rm-vglnk="">Click here</a>&nbsp;to know more.
</div>

World CC - BenefitCardItem -  Embrace the spirit of travel

Embrace the spirit of travel

Auto Loans

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World Credit Card - feature card container

Green Personal Loan

Enjoy up to 10% cashback on your hotel bookings.
With millions of properties in over 200 countries and territories, Booking.com provides incomparable choices.
Simply use your World Mastercard Credit Card to book your next staycation or vacation to enjoy cashback benefits at hundreds of thousands of properties locally and around the world.

World Credit card - BenefitCardItem - 10% cashback on hotel bookings with Booking.com

10% cashback on hotel bookings with Booking.com

UAE National Loan

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Loans

Earn up to 10% cashback on supermarket spends

Earn up to 10% cashback on all your supermarket spends worldwide, capped at AED 300 per month. 
To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a>. 
Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback

AED 5,000-19,999

AED 20,000-49,999

Green Loans

World Credit Card - How are other retail spends rewarded on the World Credit Card?

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World Credit Card - AED 1500 cashback

King of cashback

Live like royalty with the king of cashback, RAKBANK World Credit Card, and get 10% cashback on your travel purchases, dining experiences and grocery spends.
 Get yours now and you&rsquo;ll even receive AED 1,500 welcome bonus! &nbsp;
Hurry! This limited time offer is only until 30th June 2025.
* minimum spend criteria required. Terms &amp; Conditions apply!
<a class="btn btn-primary btn-md btn-black mr-24" role="button" href="https://apps.rakbank.ae/l6OV/we69zqeq" target="_blank" rel="noopener" aria-label="Apply Instantly">Apply Instantly</a>

Get 10% cashback on your dining, travel and grocery spends!

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Get up to AED 1,250 cashback per month

Experience stress-free travel with complimentary airport transfers.
Book your ride with Careem and have your own personal driver take you to the airport. Choose the car type that suits your taste, book on the spot or schedule for a later pickup and enjoy the comfort of your ride. Travel across countries in the Middle East &amp; enjoy 2 complimentary airport rides per year.
Use promo code : MAUAE2
<a title="FAQs" href="/globalassets/rakbank/all-pdfs/001---campaign/faq---careem---airport-transfers.pdf" target="_blank" rel="noopener">Click here</a> for FAQs.

World Credit card - BenefitCardItem -  complimentary airport transfers

2 complimentary airport rides per year with Careem

World Credit Card - As a RAKBANK World Credit Cardholder, do I pay less at stores?

Card

Deposit

World Credit Card - Is there a minimum or maximum amount that I can redeem at any given point in time?

Personal Loans

Earn up to 10% cashback on travel spends

You can earn up to 10% cashback on all your domestic and international airline tickets and hotel bookings, capped at AED 400 per month. 

To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a> 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback on your travel & hotel spends 

World Credit Card - Does cashback with RAKBANK World Credit Card have an expiry date?

Titanium Credit Card - View all FAQs

Key Fact Statement

Service and Price Guide

Terms and Conditions

Cashback Information 

CARD OFFERS

Card Enhancements FAQs

Enhanced Card Benefits

 Offer Terms and Conditions

World Credit Card - Relevant Links

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RAKauto Loan

Not sure about something? Check our frequently asked questions to find what you’re looking for.

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FAQs

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World Credit Card - Are there any higher cashback earning categories in the World Credit Card?

World Credit Card - What transactions do not qualify for cashback?

Features & Benefits

World Credit Card-  Lounge Program

Traveler's Lounge and Transport

World Credit Card - Benefit Card Container - Travel 

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Recurring Deposit

World Credit Card - Does the World Credit Card have an annual fee?

Earn up to 5% Cashback

Enjoy up to 10% cashback on all your dining spends worldwide, capped at AED 300 per month. 

To check how you can make the most out of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a> 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

Earn up to 10% cashback on all your dining spends

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Fixed Deposits

Deposits

Global Blue is a leading tourism tax free shopping company, which brings you additional savings on purchases at over 300,000 stores across the world&rsquo;s best shopping districts.
Global Blue aims at enhancing the international shopping experience with value-added VIP services for travelers. 
Now when you use your RAKBANK World Credit Card, you can enjoy:
<ul>
<li style="font-weight: 400;" aria-level="1">Complimentary access to Global Blue City VIP Lounges to receive VAT right back</li>
<li style="font-weight: 400;" aria-level="1">Complimentary access to the Global Blue fast track services at the Airport VIP Fast Lanes available at the refund points and operated directly by Global Blue</li>
<li style="font-weight: 400;" aria-level="1">Automatic completion of the Tax Free Forms upon registration for Shop Tax Free Card when shopping at a participating Global Blue merchant</li>
</ul>

World Credit card - BenefitCardItem -  Reclaim VAT with Global Blue VIP Services

 Reclaim VAT with Global Blue VIP Services

<ol>
<li>Your Emirates ID</li>
<li>Your Passport with valid residency visa</li>
<li>Any of the following proof of income</li>
</ol>
<ul>
<li>Salary Certificate</li>
<li>Bank Statements</li>
<li>Payslips</li>
<li>Labour Contract</li>
</ul>

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

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World Credit Card - We’re here to help

Download the RAKBANK App!

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Earn up to 3% cashback

<ul>
<li>Enjoy up to 3% cashback on all your e-wallet retail spends (capped at AED 150 per month) </li>
<li>Get up to 1% cashback on all non e-wallet retail spends (capped at AED 100 per month)</li><br/ 

To check how you can make the most of your cashback rewards, click <a href="https://www.rakbank.ae/globalassets/rakbank/all-pdfs/001---campaign/a-j00120-rak-cashback-leaflet---world_12062024-copy.pdf" target="_blank">here</a>. 

Disclaimer: Subject to meeting the minimum spend requirement of AED 10,000 per month

King of cashback

Get 10% cashback on your dining, travel and grocery spends!

Traveler's Lounge and Transport

Access exclusive travel perks

Enhance your travel experience

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We’re here to help

Bank on the go anytime, anywhere