Current Account

Open a Rakbank Current Account to streamline your financial activities. Benefit from easy access to funds and a range of transaction facilities.

Current Account: Daily Banking With Free Debit Card | Rakbank UAE

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Bank with benefits. Choose your currency.

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Salary transfer to this account possible

Account purpose:Transactions / Chequing Facility / Salary Transfer

No additional funding account required

When will I receive my current account statements?

Standard Current Account - Instant Virtual Debit Card

Why wait for the mail? Get your Virtual Debit Card instantly when you sign up.
 
Add it to Apple Pay, Samsung Pay, or your preferred payment provider, and start using Tap & Pay with Mastercard right away.

Instant Virtual Debit Card

Scan the QR code to download the app from the Apple App Store

Download the RAKBANK Mobile app!

Discover the Rakbank App and enjoy cutting-edge Digital Banking services at your fingertips. Seamlessly manage your accounts, conduct secure transactions, and enjoy a range of innovative features – all in one user-friendly platform.

Scan the QR code to download the app from the Google Play Store

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Bank on the go anytime, anywhere

Account

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Submit your details and we’ll be in touch soon

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Min age 21 years old

Use our branch and ATM machine locator to find the nearest RAKBANK facility to you within the Middle East, in just a few clicks. Timings are available too.


RAKBANK Branches And ATM Machines Near Me In UAE |RAKBANK UAE

Branches & ATMs

Segment - Personal

One free monthly account statement

account monthly free One

Available in AED, USD, GBP, EUR, & others

Available in AED, USD, GBP, EUR & Others

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Get a chequebook for AED account on request

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Minimum monthly average balance of AED 3,000

Personal - Apply From RakMobile

Download the RAKBANK app and apply instantly

Not a RAKBANK customer?

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Enjoy RAKValue benefits

Key Fact Statement

Service and Price Guide

Terms & Conditions

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Introducing our Debit Mastercard 

Simplify your everyday spending with the security and convenience of RAKBANK's Debit Mastercard. Enjoy worldwide acceptance and a host of features.

Titanium Debit MasterCard With ATM Access Worldwide | RAKBANK UAE

Debit Mastercard

Discover more

Standard Current Account - Everyday Banking Packages

Upgrade your everyday banking with our curated packages, designed around what you need most. Each package offers added value and savings, all for a simple monthly subscription. 
Subscribe digitally and enjoy access to Ultra, Premium, or Ultimate package benefits.

Everyday banking packages

Standard Current Account - Free Debit Card

Receive a complimentary standard Mastercard debit card when you open an account in AED.
 
Enjoy benefits such as 30% off at over 2,000 restaurants across the UAE, plus exclusive savings on travel packages with MMI Travels, and more.
 
Visit the standard debit card page to see how you can make the most of your card.

Free Debit Card

Debit Card

Shop with ease wherever you go

Standard Current Account - Feature Interaction

No withdrawal restrictions

Standard Current Account - Manage Your Money

Pay your bills with ease and access a wide range of money management services through the Rakbank App.

Comprehensive money management services

Manage your money

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AED 5,000-19,999

AED 10,000-14,999

Standard Current Account - Crypto Brokerage

Get privileged access to the UAE’s first crypto trading platform enabled by a conventional bank. 
No external transfers required. Trade directly on the Rakbank App, powered by Bitpanda.

Rakbank Crypto Brokerage

Crypto Brokerage

Standard Current Account - Different Currencies Available

More currency options give you greater control over your money. 

Choose to open accounts in USD, EUR, or GBP, with JPY and CHF also available upon request, subject to approval.

Different currency options

Possibility to make transactions at branch

Non-Interest Bearing

Min monthly salary / income AED 5,000

Terms and Conditions

Standard Current Account - Earn up to AED 4,000

Make the switch by transferring your salary to Rakbank and enjoy up to AED 4,000 back

Earn up to AED 4,000* in cashback

Earn up to AED 4,000 

Debit Card facility

Discover RAKMoneyTransfer

Standard Current Account - Convenient Money Transfers

RAKMoneyTransfer offers real-time remittance within the UAE and abroad. Enjoy the convenience of instant fund transfers to 175+ countries straight from your current account.




Convenient money transfers

Standard Current Account - Switch to better returns

Your savings deserve more. 
Open a Rakbank current or savings account today and earn up to 6.25% interest p.a. for the first three months.* 

*Offer is valid till 31 August 2026.

Are you ready for better returns?

Switch to better returns

Chat with an agent

Find answers to our most commonly asked questions, all in one place.

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FAQs

Benefits

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AED 30,000 & above

Standard Current Account - Bank with ease

Account features

Looking for a reliable day-to-day transactional account? You&rsquo;ve got it. Enjoy the flexibility of holding your account in AED or other currencies, plus a complimentary chequebook and debit card, along with a range of banking and lifestyle benefits designed to make everyday banking simpler.

Easy everyday banking, and a little more

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Discover Mobile Banking

Standard Current Account - Super Quick Account Setup 

Get started by downloading the Rakbank App and begin your application in just a few steps. Your account can be up and running in minutes. 

Please have your Emirates ID, a copy of your passport, and proof of income ready.
 

For non-AED accounts, visit your nearest branch, and our team will help you get set up.

Quick account setup

Standard Current Account - We’re here to help

Visit A Branch

A specialist will be able to assist you with the process

Visit a branch

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Scan the QR code to download the RAKBANK app from the Apple App Store

Download the RAKBANK App!

Discover the Rakbank app and enjoy digital banking designed to fit your day. Manage your accounts, make secure transactions, and access smart features all in one simple, easy-to-use app

Download the Rakbank App!

RAKBANK mobile and digital banking features enabling customers to bank anytime, anywhere

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Bank on the go, anytime, anywhere

Enjoy salary transfer benefits

Cashback